Mutual Funds
Grow your wealth with expertly managed mutual fund portfolios. Start your investment journey with as little as ₹500/month through SIPs.
Get Started & Invest Hassle Free
Simple and convenient way to manage your mutual fund investments
Access
Access to hand picked list of selected funds
Invest
Invest in Mutual Fund schemes easily
Track
Check your portfolio anytime anywhere
Advantages of Mutual Funds
Key benefits that make mutual funds a preferred investment choice
Liquidity
Most mutual funds offer high liquidity, allowing you to redeem your investments with ease when needed.
Convenience and Flexibility
Investing is seamless with options like SIPs (Systematic Investment Plans) and lumpsum investments, and you can track your portfolio digitally.
Cost-Effective
Mutual funds are relatively low-cost compared to other forms of managed investments, with expense ratios being regulated by SEBI.
Diversification
Your money is spread across various sectors and asset classes, reducing the risk of concentrated exposure.
Professional Management
Expert fund managers actively manage your investments, making informed decisions based on research and market trends.
Types of Mutual Funds (Based on Asset Class)
Mutual funds are broadly categorized by the kind of assets they invest in. These include equity (stocks), debt (bonds and money market instruments), and hybrid (a mix of both). Understanding these categories can help you select funds based on your financial goals, risk appetite, and investment horizon.
Equity Mutual Funds
These funds primarily invest in shares of companies listed on the stock market. Their goal is to grow your investment by participating in the performance of businesses across sectors. While equity funds can offer higher long-term returns, they also come with higher risk due to market fluctuations.
Large-Cap Funds
Invest a minimum of 80% in the top 100 companies by market capitalisation. These are generally stable and less volatile.
Mid-Cap Funds
Allocate at least 65% to stocks ranked 101st to 250th by market capitalisation. They offer higher growth potential with moderate risk.
Small-Cap Funds
Invest at least 65% in companies ranked 251st and beyond. These funds carry higher risk but may deliver strong long-term gains.
Multi-Cap Funds
Spread their investments across large, mid, and small-cap companies—a minimum of 25% in each—to balance growth and risk.
Debt Mutual Funds
Debt funds invest in fixed-income securities like government bonds, corporate bonds, and money market instruments. They aim to provide stable returns with lower risk compared to equity funds, making them suitable for conservative investors.
Money Market Funds
Invest in debt securities with maturities of up to one year, offering liquidity with moderate returns.
Corporate Bond Funds
Invest at least 80% in high-rated corporate debt instruments, aiming for stable income with lower credit risk.
Overnight Funds
Park money for just one business day, offering the lowest risk in debt categories. Ideal for temporary parking of surplus cash.
Liquid Funds
Invest in instruments with maturities up to 91 days. These are suitable for short-term needs and generally carry minimal risk.
Hybrid Mutual Funds
Hybrid funds combine equity and debt (and sometimes gold or other assets) in a single portfolio. They aim to strike a balance between growth and stability, making them ideal for investors who want equity exposure but with some protection from market swings.
Aggressive Hybrid Funds
Allocate 65% to 80% in equities, and the rest in debt. Suitable for moderately aggressive investors.
Multi-Asset Allocation Funds
Invest in at least three different asset classes, such as equity, debt, and gold, with a minimum of 10% in each.
Dynamic Asset Allocation Funds
Flexibly switch between equity and debt—anywhere from 0% to 100%—based on market trends and internal asset models.
Arbitrage Funds
Use price differences in cash and derivatives markets to earn low-risk returns. Tax efficient alternatives to traditional debt instruments.
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