Why Health Insurance?
It's not just about saving tax; it's about protecting your savings from getting drained during medical emergencies.
Cashless Treatment
Avail medical treatment without paying cash upfront at network hospitals.
Tax Savings
Save tax under Section 80D of the Income Tax Act for premiums paid.
Comprehensive Cover
Covers pre & post hospitalization expenses, ambulance charges, and more.
No Claim Bonus
Get increased sum assured for every claim-free year at no extra cost.
Rising Medical Costs
With the advancement in medical science, life expectancy has increased, but so has the cost of healthcare. A simple hospitalization can cost lakhs of rupees, potentially wiping out years of hard-earned savings.
Health Insurance acts as a financial shield, ensuring that you don't have to compromise on the quality of treatment due to lack of funds. It covers expenses ranging from room rent and doctor's fees to medicines and diagnostic tests.
Moreover, identifying health issues early with free health checkups provided by many insurers can help in timely treatment and better health outcomes. It is one of the most critical components of comprehensive financial planning.
Buying Checklist
- Check list of Network Hospitals in your city
- Understand Waiting Periods for pre-existing diseases
- Look for Sub-limits on room rent or specific treatments
- Check Co-payment clauses, especially for seniors
- Verify Claim Settlement Ratio of the insurer
- Declare all pre-existing conditions honestly
Types of Health Plans
Select a plan that effectively covers you and your family's healthcare needs.
Individual Health Plan
Dedicated coverage for a single individual. Sum insured is not shared.
Family Floater Plan
Single policy covering the entire family. Sum insured floats among all members.
Senior Citizen Plan
Specialized coverage designed for the unique health needs of senior citizens.
Critical Illness Cover
Lump sum payout upon diagnosis of specified critical illnesses like cancer or heart attack.
Protect Your Health Today
Get a comprehensive health insurance plan with cashless facilities and tax benefits.
Get a Quote